Citizens Auto Finance

Was established in 1988. They use an approach that is seldom seen or heard of. Citizens Auto Finance will work with you to quickly and effectively obtain much needed financing when you thought it were not possible. They can also help you obtain financing for not only the purchase of an auto but for many other purposes.

This consumer loan company strives to treat everyone with dignity and respect. While also providing high quality service. They are based in Illinois and operate not only in Illinois, but in Iowa and Wisconsin as well. Credit Auto Finance conducts business in a very unique manner. They do not use traditional credit ratings to determine eligibility for loans. Instead, they rely on years of experience to determine eligibility. They have a scoring system that is based on each applicants individual merits. This is a great solution for someone currently experiencing credit issues.

They offer flexible credit terms to help keep you within your budget. Competitive rates and up to 100% financing towards a new or used automobile can make a big difference to someone who may not otherwise be able to secure financing. While Citizens Auto Finance is a good source to finance a vehicle when your credit is less than perfect, they also offer other valuable resources. They are able to help families successfully secure a loan for virtually any purpose.

As with their auto loans they base credit approval on factors other than a credit rating or score. Approval is based on stability, willingness and ability to repay the loan. They realize that the future is not always indicated by the past, or by limited credit history and past credit issues. Rather you are an individual or a family experiencing current credit issues, they are there to offer solutions.

Regardless of the reason for your current credit situation, be it health, job loss or something else, this finance company makes it possible to obtain financing at reasonable and very competitive rates. They secure financing for and your family for many reasons other than the purchase of an auto. Another service they offer is debt consolidation. If you have credit cards or any other type of consumer loans Citizens Auto Finance can combine them into a single affordable monthly payment. This in itself can have a big impact on your financial situation